Abstract
Recent advancements in technology are opening doors for marginalized and low-income communities to access financial services through innovative solutions. This study utilized a combined approach of bibliometric analysis and systematic review. It provides a comprehensive outline of fintech in financial inclusion by analyzing the current publication trends. Reviewing 235 articles in the Scopus database from 2016 to 2024, we find a drastic rise in the number of articles in the research area. This research breaks new ground by specifically examining the influence of financial technology (fintech) on financial inclusion. While mobile money and financial inclusion have been a well-explored area, this study delves deeper. It presents a multifaceted view of how fintech contributes to financial inclusion. Here, the analysis focuses on three key aspects: (i) Recent Trends: The study identifies the latest developments in fintech research related to financial inclusion, (ii) Research Landscape: It pinpoints the most prolific authors and countries in this field, providing insights into the maturity of the research area, (iii) Fintech Channels: The analysis explores the various channels through which fintech fosters financial inclusion. The findings demonstrate that fintech holds significant potential to drive inclusive finance, potentially leading to a more robust financial industry. Conclusion and Discussion part depicts the overall developments and diversification in the area.
Keywords: Bibliometric Analysis, Financial Inclusion, Fintech, Mobile Money, Systematic Review.