journals

Fintech Innovations in Financial Inclusion: A Bibliometric and Systematic Review

Author(s): Dhaya M, Sundaram N*
Volume: 5 Issue: 4 Pages: 501-518
DOI: https://doi.org/10.47857/irjms.2024.05i04.01102


Abstract Recent advancements in technology are opening doors for marginalized and low-income communities to access financial services through innovative solutions. This study utilized a combined approach of bibliometric analysis and systematic review. It provides a comprehensive outline of fintech in financial inclusion by analyzing the current publication trends. Reviewing 235 articles in the Scopus database […]

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Taxation and Economic Growth in the United Kingdom (UK)

Author(s): Abdulgaffar Muhammad*, Okwuise UY, Ogbohoro Vincent, Bokumo Esther Chidi, Edeme Nelson C, Anthony Kolade Adesugba
Volume: 5 Issue: 4 Pages: 57-68
DOI: https://doi.org/10.47857/irjms.2024.05i04.01132


Abstract Taxation is the method used by the government to levy money from people, businesses, companies, and other sources of income. The aim of this study is to investigate any possible relationship between taxation and economic progress in the United Kingdom. In this study, gross domestic product is the dependent variable since it serves as

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Unravelling Financial Resilience in India: A Multi-Group Analysis of Socio-Economic Factors

Author(s): Annie Issac*, Seranmadevi R
Volume: 5 Issue: 4 Pages: 18-33
DOI: https://doi.org/10.47857/irjms.2024.05i04.01011


Abstract This research investigates the intricate relationship between financial literacy (FL), financial behavior (FB), and financial resilience (FR) across various socio-economic dimensions such as age, gender, income, and education. Building on previous studies, this paper focuses on how these factors may moderate the connection between FL and FR, with FB’s role as a mediator. Conducted

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Exploring Molecular Methods for Candida species Identification and Characterization

Author(s): Sushree Swagatika Subhadarsini, Monali Priyadarsini Mishra, Debasmita Dubey, Gopal Krishna Purohit*
Volume: 5 Issue: 4 Pages: 486-500
DOI: https://doi.org/10.47857/irjms.2024.05i04.01095


Abstract Candida species (CS) are significant fungal pathogens responsible for a wide range of infections in humans, making their precise and timely identification crucial for effective treatment and disease management. Traditional identification methods, such as phenotypic assays and culture-based techniques, often suffer from limitations, including prolonged processing times, limited accuracy, and inadequate differentiation between species.

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Anthropogenic Pollution of Groundwater and Its trends in Malwa Region of Punjab: A Correlational Study with Cancer Incidence

Author(s): Urmila Singh*
Volume: 5 Issue: 4 Pages: 475-485
DOI: https://doi.org/10.47857/irjms.2024.05i04.01053


Abstract Groundwater in the MALWA region of Punjab becomes contaminated because of excess use of fertilizers and pesticides. The objective of this study is to compare previous research and determine the trends related to consuming contaminated groundwater in various districts of the MALWA region and its potential correlation with cancer incidence on human health over

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Theoretical Approaches to the Study of the Resource Potential of the State Pension System

Author(s): Eduard Vafin*, Elena Razumovskaya, Sergey Kiselev, Lenar Safiullin
Volume: 5 Issue: 4 Pages: 47-56
DOI: https://doi.org/10.47857/irjms.2024.05i04.01122


Abstract This research aims to develop theory and methodology for creating and operating resource capabilities within the infrastructure of state pension systems, focusing on long-term forecasting and ensuring full pension rights for participants. A comprehensive methodological approach was applied, incorporating systems analysis and synthesis, statistical analysis, structural-functional analysis, cause-and-effect relationships, actuarial calculations, and economic-mathematical modeling.

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Mapping the Landscape of Green Marketing: A Systematic and Bibliometric Approach (2004 – 2023)

Author(s): Nowshath Bee A, Muthumeenakshi M*
Volume: 5 Issue: 4 Pages: 1504-1525
DOI: https://doi.org/10.47857/irjms.2024.v05i04.01720


Abstract This research presents a comprehensive bibliometric and systematic analysis of the green marketing literature published between 2004 and 2023, focusing on the evolution of green marketing strategies over time while also examining cultural trends and significant issues within both research and industry literature. By conducting an extensive review of relevant articles, the study underscores

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Malaysia’s Insider Threat Risk: Developing a Tool

Author(s): Nur Fahimah Mohd Nassir, Ummul Fahri Abdul Rauf*, Zuraini Zainol, Asyraf Afthanorhan
Volume: 5 Issue: 4 Pages: 187-200
DOI: https://doi.org/10.47857/irjms.2024.05i04.01436


Abstract Insider threats pose significant challenges for organizations, causing severe financial and reputational damage. This study aims to develop a tool for measuring human, technical, and organizational factors contributing to insider threat risk levels in Malaysia’s information and communications technology (ICT) sectors. We examined 40 items across these factors, validated by experts for content and

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Machine Learning Method for Understanding Human Behaviour and Human Action Recognition

Author(s): Anand Deva Durai C*, Abeer Almansour
Volume: 5 Issue: 4 Pages: 174-186
DOI: https://doi.org/10.47857/irjms.2024.05i04.01393


Abstract Human behaviour and action recognition are vital components of effective surveillance video analysis, playing a key role in maintaining public safety. Current approaches, such as 3D Convolutional Neural Networks (3D CNN) and two-stream neural networks (2SNN), often struggle with computational inefficiencies due to their high parameter demands. In response to these challenges, we introduce

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Motivations Behind Beginning the Full Adoption of IPSAS: A Qualitative Case Study from Jordan

Author(s): Mohammad Abd Alkareem Hamed Shatnawi*, Nor Zalina Mohamad Yusof, Syahrir Rahim
Volume: 5 Issue: 4 Pages: 159-173
DOI: https://doi.org/10.47857/irjms.2024.05i04.01372


Abstract Despite realizing the significance of adopting accrual-based IPSAS, the Jordanian government has not yet done so. Be-cause of this circumstance, Jordan is still not achieving the objectives nor reaps the rewards of IPSAS adoption. Thus, this study was conducted with the aim of exploring the motivations behind the initiation of the full adoption of

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